The Fed and How It Got That Way
Here is a quick history of the Federal Reserve and an overview of what it does.
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Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.
The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.
Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.